MyFreeScoreNow Review

By Kevin Mercadante


If you want to protect yourself from identity theft, then staying updated on your credit score is the first step to take. This is the intention of Nearly 10 percent of all Americans have already had their identities stolen, a sad fact that victims could have identified earlier and addressed earlier - with a membership to a credit report and credit score monitoring service.

Visit MyFreeScoreNow

Features and Highlights

Even the basic service offering from MyFreeScoreNow is an excellent, feature-rich deal. This includes Score Tracker and a monthly credit score, so that you track exactly what has been going on. Reports and scores from all 3 credit bureaus are available: Experian, Transunion, and Equifax, as well as unlimited updates about fluctuations of credit score and activity on your report. MyFreeScoreNow's Money Manager tool is an added feature that gives you a comprehensive look at your finances. Via the Money Manager tool you'll be able to securely link your online bank accounts, credit cards, loans, utilities and investments.   

There is also a personalized "Score Report" that outlines the factors involved and how they affect your credit score and credit report. Not to mention that you will receive an alert direct to your email inbox each and every time something significant happens to your credit file. This could be anything from a new loan or other type of credit being taken out in your name to an address change. Plus, you will be told exactly who is/has been looking at your score. The online back office and reporting system where you get to see all of this is simple, easy to use, and relatively uncluttered.

There is a Special Offers section in the secure area of web site that contains frequently changing special offers and promotions that are visible only to MyFreeScoreNow members.

The best thing about this system is that it all just plain works. Everything is laid out nicely, all of the tabs and buttons are clear and easy to understand, and viewing your reports is one-click simple. The educational features like the helpful articles are also a nice touch that you should really consider taking advantage of.

Sign Up Process

Signing up for the service offered at MyFreeScoreNow is also quite easy and well laid out. Although it is a multi-step process, this can all be completed in less than a minute. The first step is to click on the button that says 'Get Started.' This brings you to a page where you will be asked to complete some basic information like name, phone number, and address. The next step will ask for additional information including a payment method. After making payment, you will be able to view your score and report.

Users register with a credit card and if they deem the service good, at the end of the 14 day trial period MyFreeScoreNow will automatically continue their service, billing their card monthly. 

Pricing Concerns

There is a generous 14 day free trial period offered by MyFreeScoreNow, which unlike some of its competitors offers not only a free credit report but also features your credit score free of charge. In fact, you may use the site and try out all of the services offered (including reading all of their helpful articles) for a full 7 days at no cost. After this trial period ends, you will be automatically enrolled in an ongoing membership, at the rate of just $29.95 each month. This includes your free score, report, factors affecting your score, an updated score each month, email alerts, and 24/7 access to all of your report(s).and information. They also include credit monitoring services to further protect against identity theft.

Customer Support

The MyFreeScoreNow site has literally tons of helpful resources. It is truly one of their strengths and includes a page of helpful frequently asked questions. Plus there is a plethora of useful and relevant articles designed to educate you in many areas of the proper use of credit and steps you can take to help prevent identity theft. They also have phone and email support along with the addresses listed of each major credit bureau.

MyFreeScoreNow publishes a Blog with important news and tips to help you manage – and guard – your credit information. Consumers can participate and post comments to the Blog.

MyFreeScoreNow also maintains a Facebook page and Twitter site. There are many postings and "Likes". Numerous comments on postings have been contributed by users and friends and followers. The colorful comments by Facebook users are opportunities to hear what other consumers are saying and have a dialogue with others just like you – and all anonymously if you’ve set up your Facebook profile or Twitter account that way.

Ease of Use

Using the site at MyFreeScoreNow is very easy and intuitive. The site is laid out so that once you log in, it takes you to the back office. There are tabs for everything you might need including seeing alerts and viewing reports. You can, of course, do anything else like read articles or simply explore the site to see what's there. Best of all, everything is completely secure.

Bottom Line

MyFreeScoreNow is a great service that truly offers value for their customers. The articles alone are worth the price of membership.

Contact Information:

3835R E Thousand Oaks Blvd,
Thousand Oaks, CA 91362

Visit MyFreeScoreNow

  About Kevin Mercadante

 Kevin Mercadante is a freelance professional personal finance blogger,
 and the owner of his own personal finance blog, He
 has extensive backgrounds in both accounting and the mortgage industry.
 Follow Kevin on Google+.


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