IdentityProtect Review

Overview

IdentityProtect is a credit monitoring and identity theft protection service that is owned by Reportech, LLC, based in Las Vegas, Nevada. The service offers a wide variety of credit monitoring and protection methods, that includes searching the web for unauthorized use of your name and information, military grade password encryption, credit score and credit report monitoring, and up to $1 million in loss protection guarantee coverage in the event that you are a victim of identity theft.

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Reportech, LLC has a Better Business Bureau rating rating of A- (on a scale of A+ to F), and has been accredited by the Bureau since April 2015.

Features and Highlights

IdentityProtect offers one of the most comprehensive credit monitoring and identity theft protection packages available. Some of the features and highlights include:

"Search the Dark Web" feature - No, this isn't something from Star Wars - it's literally about searching the dark spots in the web that may contain information about you that you are completely unaware of. When IdentityProtect discovers it, you are alerted. IdentityProtect will also notify you whenever they detect suspicious activity on your accounts.

Password Encryption - Consumers often unknowingly open the door to identity theft by using weak or easy to decipher passwords. IdentityProtect generates a virtually uncrackable password for each of your favorite sites that you list in your IdentityProtect account. And since the passwords are hard to remember, IdentityProtect will enter them for you each time you visit those sites. (Available on Advantage and Ultimate plans.)

$1 Million Loss Protection Guarantee - No system can provide 100% protection against identity theft. But if it should happen when you have an account with IdentityProtect, your loss protection guarantee helps to restore lost funds from your accounts and in restoring your identity. It will also cover reimbursement of out-of-pocket costs for document replacement costs, travel expenses, income loss, stolen handbags, purses or wallets, child elderly care, travel assistance, fraudulent withdrawals and more. (Not available in New York.)

Credit Score Monitoring - The Advantage and Ultimate plans provide Credit Score Tracker from TransUnion, as well as access to your credit score and credit report.

Sign Up Process

You can sign up for IdentityProtect directly through the website. You provide basic information, including your name and address, and then you create a password. You then provide general information, including your credit or debit card authorization.

IdentityProtect offers you a choice of three plans, each with a different level of protection (covered in detail below). You can simply choose the plan level that you feel best provides for your individual needs.

IdentityProtect currently has a 7 day trial membership, in which you will not be charged for using the service. If you do not cancel the service after the trial ends, the membership fee for your selected plan will be automatically billed to the credit or debit card you authorized, on a monthly basis.

Pricing Concerns

IdentityProtect offers three protection levels, each at a different price:

  • Standard - $9.16 per month, or $109.89 annually
  • Advantage - $18.32 per month, or $219.89 annually
  • Ultimate - $27.49 per month, or $329.89 annually you

Each service plan offers three bureau credit monitoring, credit fraud consultation, dark web surveillance, identity theft recovery specialists, help canceling or replacing credit cards and other important documents, and Social Security trace reports.

The loss protection guarantee in the amount of $1 million is offered only on the Ultimate plan. It will be $25,000 on the Advantage plan, and $10,000 on the Standard plan. The Ultimate plan also includes adding your spouse and children at no extra cost, social media site reputation monitoring, checking account open warning, investment account monitoring, court and criminal one time report and ongoing monitoring, plus other valuable services.

Customer Support

You can contact Identity Protect using their toll-free telephone number or by direct mail. No email service or live chat is offered on the website. They also offer a brief FAQ page under the Q&A tab. They are also active on the social media, on Twitter, Facebook, and Google+.

Ease of Use

IdentityProtect has an easy to navigate website, that will allow you to point-and-click on the various features and monitoring services that you have available under your plan. The platform is highly intuitive, and you're likely to master its features and applications quickly.

Bottom Line

IdentityProtect provides one of the best credit monitoring and identity theft protection packages in the industry. You can go about your business on the web and with your finances, confident that IdentityProtect is doing exactly what its name implies – protecting both your identity and your financial information.

Address

IdentityProtect
​Reporttech, LLC
620 Regatta Dr Ste 102
Las Vegas, NV 89128-6892

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