By Kevin Mercadante
FreeScoresAndMore.com is a service of a company that has been providing strong credit monitoring and assistance services for a number of years. These are all excellent benefits designed to help you take better control over your financial life. Start by getting all 3 of your credit scores, free with a trial of their FreeScoresAndMore credit monitoring service. This service includes 24/7 monitoring, complete with alerts that can be customized and sent out via phone, text, or email. Plus, there are tons of extras included with your 14-day free trial.
The first step to taking control of your financial life can be to know your credit scores. With the FreeScoresAndMore service, you can immediately receive access to your 3-bureau scores. While scores are different than those used by lenders, they should provide an a directional assessment of your overall credit worthiness. The website does a nice job at providing and displaying this information in an easy to read and understand format. There are a number of comprehensive explanations detailing the factors which are helping (and those which are hurting) your scores. The system is also incredibly fast and offers daily monitoring with the ability to establish customized alerts in the event of certain changes to your scores. Monitoring your credit files with all three reporting agencies allows for early detection of suspicious activity and inaccuracies, which can be a valuable first step in disputing and removing inaccurate data.
There are a number of extras as well. The system will update your scores on a monthly basis, plus credit application monitoring (powered by ID Analytics) works in real-time to help prevent your personal data from being used fraudulently on credit and service applications. In the event that your identity becomes compromised, you can count on the support and guidance of our experienced Identity Fraud Support Services to help you resolve key issues.
There is also an excellent credit simulator. Using this tool you can see how specific changes can affect your scores.
Sign up for the FreeScoresAndMore service in literally 2 minutes. All that is needed is to fill out several short forms of information. Most of this is basic details like name, address, phone number, and other contact information. There is also a place for you to enter your social security number and billing information. For your security, you will be required to complete a short quiz of multiple choice questions that only you should know the answer to. This will help to verify your identity so that you can access your scores online and begin credit monitoring.
Please do not worry about this, since the site uses very strong security measures to ensure the safety and privacy of your data, which is encrypted using the industry standard 128-bit SSL encryption code.
Price is always a concern when signing up for a new service and such is the case here. To simply view your 3-in-1 credit report and all 3 credit scores, there is no charge. However, you also receive access to the entire monitoring service. This access is also free for 14 days. Many other similar services only extend a 7-day trial, so already you are ahead of the game here. If you continue the service, this will run $18.99 per month, also among the lowest prices offered in this industry.
Obtaining answers to your questions from FreeScoresAndMore is fairly straightforward. The only catch is that you have to already be signed up for the service. Once inside the member area, there is a helpful frequently asked question section along with tons of detailed information regarding how to use your scores. You may also send an email to the company for a fast answer, usually with a 24 hour turnaround. Their toll-free Credit Information Hotline is available to help you understand your credit information. If you find a discrepancy, you'll want to dispute the item and take the required actions to correct it. FreeScoresAndMore can help you with this process.
While the member account area may appear a bit dated, there is still plenty of helpful information included. This also makes it very simple and easy to use; everything from how to access your scores and set up monitoring to using the credit and financial calculators is clearly explained. All of the links not only work, but they lead to exactly the place indicated.
FreeScoresAndMore.com offers first class credit monitoring services for a reasonable price. Everything is clearly explained and the tons of included extras are nice touches.
6 High Ridge Park
Stamford, CT 06905
Disclosure: www.top10creditreport.com has a financial relationship FreeScoresAndMore.com whereby www.top10creditreport.com is compensated if consumers choose to enroll inFreeScoresAndMore.com via links on www.top10creditreport.com.
Our site’s mission is to help consumers make informed purchasing decisions. www.top10creditreport.com accepts financial compensation from companies reviewed on our website in order to provide our users with this free service.
About Kevin Mercadante
Kevin Mercadante is a freelance professional personal finance blogger,