FreeScore Review

By Kevin Mercadante


You may remember those TV ads from years ago featuring Ben Stein, which were wildly entertaining. The site is committed to helping people focus on understanding and improving their credit. To do this, they offer a helpful package of services and tools, some of which include the ability to see your credit reports, scores, and monitor all of your information from all three major credit reporting bureaus. You will have the opportunity to establish alerts, keeping you updated on any changes along with complete access to numerous articles, financial calculators, and training.

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Features & Highlights

You are likely aware of the fact that one of the best ways to ensure you keep a strong credit rating is by frequently checking your information. In many cases, there is wrong information listed on file with one or all of the reporting agencies and this can cost you money in terms of higher than needed interest rates and other fees. With you will have access to all three reports, along with comprehensive daily monitoring and even your scores. Establish automatically delivered email alerts so that you can track any changes and be able to dispute any inaccurate information immediately. If you ever become the victim of any type of identity theft this service also includes restoration service and insurance.

Customers can also take advantage of a number of unique tools and features. For example, the insurance score tool shows what kind of risk you look like to insurance companies to help you prepare when it is time to shop for home or auto insurance. The credit score predictor enables you to try out different changes and situations to see how specific events are likely to influence your credit rating. Plus, a comprehensive online credit learning center and access to professionals.

Sign Up Process

Simply enter your information into the online form on the Free Score website and you will be signed up for a free trial membership. This does require a credit card be entered into the system; all major credit and debit cards are accepted, by the way. You will also need to enter your social security number in order for the system to pull up your credit files and reports from the various agencies and calculate your scores. Of course, all personally identifiable information and data is encrypted using the strongest available methods.

Pricing Concerns

The first thing that you have probably noticed about Free Score is the fact that they offer you free immediate access to view your credit reports and scores. This service also includes a free 7-day trial that gives you the benefits of accessing the online system and seeing how the monitoring, alerts, etc... all work. Beyond this trial period, the membership costs $14.95 per month. This includes everything, even the extra online resources and the ability to talk with credit and identity theft recovery professionals. Having such a service offers value beyond what one might reasonably expect.

Customer Support

Even though many people using such a system will never have the need to contact customer support directly, it is nice to know that there are a number of such options. There are frequently asked questions, credit information, and helpful articles. You may also contact the company via email (online web form) or toll-free phone number. The company also has a presence on social media for an entirely different way to interact and engage with them.

Ease Of Use

Using the membership site is a real treat. Compared to many similar services, offers a very comprehensive and easy to use system. The enhanced member dashboard even offers a number of educational resources including videos from financial and credit experts along with instant access to other sites and tools belonging to the FreeScore suite of products and services. Of course, you also have instant access to all your scores, reports, alerts, articles, credit analysis and tools.

Bottom Line

If you are looking for credit monitoring and identity theft restoration services, visit Personal service, assistance, and online education, enable you to build and maintain great credit in no time.

Contact Information:

320 Boston Post Road

Darien, CT 06820

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  About Kevin Mercadante

 Kevin Mercadante is a freelance professional personal finance blogger,
 and the owner of his own personal finance blog, He
 has extensive backgrounds in both accounting and the mortgage industry.
 Follow Kevin on Google+.


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