FreeCreditScore Review

By Kevin Mercadante


Unlike many of the other sites in this space, is refreshingly full-service. In addition to being able to see and monitor your credit reports from all three major bureaus you will also enjoy loan services. This can help you to find the lowest rates available. There is also some excellent identity theft protection available which comes with a $50,000 triple advantage guarantee (not available to residents of New York). You can even get just your three credit reports without signing up for the monitoring service although it seems silly to forgo a free 7-day membership trial.

Visit FreeCreditScore

Features & Highlights

The basic offer made on Free Credit Score is to get a free copy of your credit report along with a 7-day trial to their monitoring service. This is a nice deal since the service is very comprehensive. You will also be able to view your credit scores. Despite this number being different from the ones that lenders use, it is based upon your real data and calculated by a proprietary Experian method

it will accurately reflect your credit situation. As monitoring begins, you will also have access to in-house fraud protection, security freezes, and even credit dispute services. These can be great helps, especially if you are in the market for a major purchase like a house. There is also a very helpful score planner that will show how certain situations and scenarios will likely affect or change your credit score and situation.

There are also a number of additional features that make this service an even better value. Establish alerts which will actually contact you via email, text, or phone message whenever anything significant changes on your reports. There are also identity protection services which include a full $50,000 guarantee.

Sign Up Process

The sign up process at the Free Credit Score website is direct, clear, and simple. All one needs to do is follow the directions and enter data into a few very short on-screen forms. The entire process should take literally less than 60 seconds from start to finish. There really are no surprises here, either. Just enter in your personal and contact details. Make sure they are correct and include your social security number. Do not worry, since this information is encrypted and stored behind some of the most technically secure protections available (128-bit SSL security plus firewalls and more).

Pricing Concerns

Once you are enrolled and have entered your credit card (they accept all major forms of credit and debit cards, by the way) the free trial will begin. Once the 7-day free trial ends, your card on file will be charged for the normal monthly rate of $17.99. There is an incredible amount of value offered with this service. Simply being able to have access to credit professionals can be a huge plus should anything ever go wrong. For example, if you ever become a victim of identity theft, their protection guarantee and fraud specialists will spring into action to put things right.

Customer Support

Customer support is easy to find. Simply click on the contact us link at the bottom of any page on the site. This leads to a page with tons of helpful resources. Simply send the company an email, or place a toll-free phone call and ask whatever question you have. They even have a number of frequently asked questions (and their answers) prominently displayed. There are also helpful articles and the chance to connect via social media.



Ease Of Use

While the site is very well laid out with a clean look and feel, the user interface is even easier. Links provide helpful direction and lead to exactly the place intended. With a quick click of the mouse you can view all of your credit reports, set up or change alerts, take a look at your credit scores, etc... There are helpful comments and information that show exactly which components of your credit affect the scores more than others.

Bottom Line

Free Credit Score is a quality service that offers strong value for the money. The monitoring and alerts are excellent, plus having the ability to protect yourself against identity theft is worth much more than the membership fee.

Contact Information:

475 Anton Blvd.

Costa, Mesa, CA 92626

Visit FreeCreditScore

  About Kevin Mercadante

 Kevin Mercadante is a freelance professional personal finance blogger,
 and the owner of his own personal finance blog, He
 has extensive backgrounds in both accounting and the mortgage industry.
 Follow Kevin on Google+.


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