FreeScoreFinder Review

By Kevin Mercadante


Everyone is certainly aware that it is important to maintain a good credit history. What many people might not be aware of, however, is the fact that many credit reports have errors on them. These could range from simple extraneous data to actual hard data that may have a bearing on your scores and standing. This can be costing you money in terms of interest rates and other costs. is a new service that allows you to access all three of your credit reports securely, along with some ongoing 24/7 monitoring services, automated alerts, and educational materials.

Visit FreeScoreFinder

Features & Highlights

The basic offer from Free Score Finder is to access all three of your credit reports and scores immediately, through their convenient and easy to use online system. Once inside your member area, you will be able to not only view your reports and scores, but also dig deep into each of their components, allowing for some invaluable insights into a number of the factors which contribute to your credit situation in its current form. You will also find that membership includes 24/7 monitoring of all your credit report files, along with automated alerts if there are any changes that you should be aware of, such as address changes or additions, new accounts opened or closed, and even some inquiries.

Members will also be provided with a number of helpful services, tools, and resources. There is access to credit professionals and educational materials that can help advice how to dispute and remove incorrect information. There is also an identity theft service that will aid in the restoration of your credit situation, along with coverage under a $1 million identity theft protection policy.

Sign Up Process

There is nothing to really be aware of in terms of the sign up process at the website since everything is very clear and well explained. You will simply need to complete a series of web forms and then verify your identity. The verification portion might demand a bit more attention, since they basically pull information from your credit files and ask for the answers to multiple choice questions. This might be about where you lived or worked in the past or even which state issued your social security number. They will ask for a SSN and credit card to pay the refundable $1.95 fee.

Pricing Concerns

One of the most popular questions asked about this (or any) service is how much will it cost. Perhaps that is the wrong way to look at this. Sure, it will cost $1.95 initially, and then an ongoing monthly membership payment of just $24.95. However, consider what it will cost if you do NOT make this investment. If there is wrong information on your credit reports this could lead to higher interest costs on every car or home you ever buy. Plus, not knowing what is on your reports or having any control could make you an easy target for identity thieves.

Customer Support

If there are ever any questions, you have several options for receiving help from Free Score Finder. There are some basic FAQs that will probably be able to handle most information oriented questions. If this does not solve your issue, then feel free to call their live support. The toll free number and hours of operation are listed on the contact page. You may also complete the web form to send an email, which should be answered promptly.

Ease Of Use

No one likes complicated and difficult. This is why has made their online system very easy and uncomplicated. The user interface is very intuitive. Upon logging in, you will be immediately directed to the section where you can view your credit reports and scores. From here, you have tons of options. Take a look at your current alert settings, read some informative articles, or dig a bit deeper into the factors influencing your credit scores.

Bottom Line

Free Score Finder is a solid service. The combination of credit report and score access, monitoring, alerts, and educational materials make this a worthwhile site to use for ensuring your credit and financial stability.

Contact Information:

909 N. Sepulveda Blvd.

Suite 210

El Segundo, CA 90245

Visit FreeScoreFinder

  About Kevin Mercadante

 Kevin Mercadante is a freelance professional personal finance blogger,
 and the owner of his own personal finance blog, He
 has extensive backgrounds in both accounting and the mortgage industry.
 Follow Kevin on Google+.


Advertising Disclosure

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.


Top 5 Credit Report Companies