CreditScoreOnlinee Review

By Kevin Mercadante


Do you know your credit scores? All three of them? Well, lenders use all three major credit bureaus to make decisions about your credit worthiness. Increasingly, employers are also accessing your reports to making hiring decisions. believes that you should have access to all three of your reports and scores, plus ongoing credit monitoring. This helps to put you in control of your credit and financial life. Plus, you can see if there is any potentially incorrect information that needs to be removed (this could cause you to pay more in interest charges and other fees).

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Features & Highlights

Once you sign up for this service, you will receive full access to all three of your credit bureau reports along with your credit scores. This can help you to see if anything needs to be done immediately, such as removing incorrect information. Many people are amazed to discover that they do have mistaken and incorrect information. Correcting this is normally the first step. The service also provides for ongoing monitoring. This will also alert you directly (normally via email, although there is the possibility of setting up text and even phone alerts) if any significant changes occur. Just some of the things which are monitored include new addresses, new accounts being opened, and changes in credit limits. Any of this type of activity could be a sign of identity theft or some other fraud. The system itself allows for the monthly updating of your scores, so you can track your progress as you work towards building and maintaining better credit.

The website also includes a number of additional features. For example, if you do notice any signs of unusual activity in any of your accounts, there is a credit restoration service that will help guide you through the process of removing incorrect information and placing fraud alerts on all of your files.

Sign Up Process

All you need in order to sign up for the service is your basic contact details and a credit or debit card. While the service is actually free for 7 days, you will be charged a refundable $1 fee for initial access to all three reports and scores. Just follow along with the forms, they are self-explanatory. Be sure to provide accurate information, since this will be used to pull your reports from the three bureaus. This includes personally identifiable information like your social security number which is encrypted as soon as it is entered into the system.

Pricing Concerns

With a free 7-day trial you really cannot lose. Especially since you will have full access to the complete system and not just some stripped down “special” service. Instead, experience exactly what you can do with all the tools and features offered. This includes drilling deep down into each report and seeing exactly how you stack up in various categories and even using the online calculators and financial planners. Once the trial period is over the normal $29.95 monthly membership starts, which is ongoing. Of course, there is no contract and you may cancel at any time, but this is really just like a cheap insurance policy.

Customer Support

There are a number of resources for finding assistance and support with This includes a helpful frequently asked questions section, although it is a bit difficult to find at first. Of course, once you become a member you will also have access to telephone support to contact credit professionals for help with restoration assistance or advice about placing fraud alerts and having incorrect information removed. You may also send an email to the company. Either way, expect a prompt and helpful reply from a true credit expert.

Ease Of Use

Once you are logged into the user interface or customer back office, it is very self-explanatory to use the system. The interface is very well laid out and all the links are clearly and properly labeled. Your default screen displays your credit report listing options along with the alerts. Feel free to move this around a bit as you like. Enjoy the articles and explanations about the various credit report components and strategies to help better manage your situation.

Bottom Line is a solid service which offers all of the needed components to help you remain protected and in control of your own credit and financial situation.

Contact Information:

2385 NW Executive Center Drive Suite 100
Boca Raton, FL 33431
Visit CreditScoreOnlinee


  About Kevin Mercadante

 Kevin Mercadante is a freelance professional personal finance blogger,
 and the owner of his own personal finance blog, He
 has extensive backgrounds in both accounting and the mortgage industry.
 Follow Kevin on Google+.


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