CreditScore Review

By Kevin Mercadante


It seems that there is news about credit reports and scores everywhere these days. We all know that we should pay more attention to these things, but it can be difficult to know where to start. Fortunately, is here to help. Part of the Experian family of consumer sites, you can not only see a copy of your credit report, but also receive a calculated credit score in just a matter of seconds. Furthermore, you will receive a free 7-day trial in the company credit monitoring service.

Visit CreditScore

Features & Highlights

The basic features offered through include your Experian credit report (although you do have the option of obtaining reports from Trans Union and Equifax for an additional fee) and also a calculation of your credit score. Once the report is received, you are also enrolled into their credit monitoring service. This membership is free for the first 7 days, after which time it does renew at a cost of just $14.95 per month. One of the most interesting things about their features is the ability to use a smart phone app (Android and iPhones) in order to keep updated on your account. You may establish alerts that will be sent via email and/or text messages. The monitoring service actually checks your report, activity, and information across all three credit bureaus.

There are a number of upgrades as well. For example, if you discover some fraud or false information call the company for advice and assistance. One-on-one help is even available (at additional cost) if you need to dispute items. You may even be able to obtain up to $50,000 in identity theft insurance, although this option is not available in every state.

Sign Up Process

It is an incredibly easy and smooth process to sign up and receive access to your credit report and scores through the Credit Score website. There are only three screens and some very basic data required. Mostly this is contact information such as your name, address, and other personal details. In order to make sure of your identity, you will also be required to enter your social security number. Do not worry, since all of this data is protected and encrypted once entered into their system. Each step of the process is very self-explanatory. You will also be asked to enter credit card information in order to further verify your identity.

Pricing Concerns

Once you enroll in the program, you will receive your free credit report, based on the information in your Experian credit file. This also includes a free seven day trial to the Credit Report website ongoing credit monitoring membership. Be aware that if you continue using this beyond the trial period your credit card will be charged $14.95 per month. This includes monitoring of all three credit reports with the ability to set alerts that can be sent via email and/or text message. There are upgrades which includes a program called CardSafe that protects you in case your credit card is ever lost or stolen.

Customer Support

There are a number of ways to get in contact with the company behind Credit Score or to have your questions and inquiries answered. To begin with it can be very helpful to check out the frequently asked questions on the website itself. This answers most of the typical questions that people will have. There is also the option of sending an email or calling the toll-free support line. Online chat is also available.

Ease Of Use

Using the control panel offered inside of your member’s area is also very easy and intuitive. This offers the ability to set up and create alerts via text, email, or even snail mail messages. There are clear and logical links and buttons which enable the downloading and viewing of your existing credit report and also the Experian score.

Bottom Line

There is a lot to like about this service, especially if you want to have a way to monitor your credit accounts. The identity theft insurance and smartphone app makes this even better.

Contact Information:

475 Anton Blvd.

Costa, Mesa, CA 92626

Visit CreditScore

  About Kevin Mercadante

 Kevin Mercadante is a freelance professional personal finance blogger,
 and the owner of his own personal finance blog, He
 has extensive backgrounds in both accounting and the mortgage industry.
 Follow Kevin on Google+.


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