CreditRepair Review

Expert credit repair and monitoring services

CreditRepair was started in 1997 as a resource for helping people to remove damaging incorrect information from their credit reports. is partnered with reputable companies like Lendingtree, Mint, and CreditKarma.

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CreditRepair is a credit reporting services site that specializes in keeping erroneous information off of their customer’s credit score. Bad information can hurt your credit score unnecessarily and increase your interest rates, or even prevent you from getting a loan for years. CreditRepair aims to make sure that never happens by working directly with the credit bureaus to get incorrect information off their customer’s credit report as quickly as possible. On average, members see a 40-point increase in credit score in just four months with CreditRepair.

Best for people who need help getting incorrect information off their credit report

CreditRepair Highlights

  • Proven results

CreditRepair’s members have seen 7% of their questionable credit report negatives removed each month, on average. The average customer’s credit score goes up 40-points in four months of membership.

  • Helps repair your damaged credit

CreditRepair’s experts work directly with the credit bureaus and creditors to make sure customer’s credit history has accurate information, is up-to-date, and doesn’t have unsubstantiated negative information.

  • 24/7 credit monitoring services monitors customer’s credit score via TransUnion (one of the three credit bureaus) and alerts customers of any changes and updates on their credit report.

Pros Vs. Cons

  • Provides a score tracking analysis tool
  • Website offers a live chat feature
  • Extensive customer education section
  • Mobile and tablet application for iOS and android
  • Provides a score tracking analysis tool
  • Website offers a live chat feature
  • Only monitors credit with one credit bureau
  • High fee of $99.95/month



Strength of Identity Theft Deterrence monitors customer’s credit score via TransUnion (one of the three credit bureaus) and alerts customers to any changes and updates on their credit report.

Fraud Support

In the event that a customer receives an alert of fraudulent activity on their credit report, one of’s experts will provide advice and a personalized plan on how to best deal with the situation.

Fees charges customers a fee of $99.95 per month.

Credit Information Education provides customers with an exceptional library of credit reporting information. In order to best serve their clientele, publishes a new article on their blog each week, on a variety of personal finance topics. The article library contains helpful materials on credit improvement, debt solutions, identity theft prevention, lending information and investing knowledge. In all, their information can help customers make better financial decisions and improve their credit score.

Membership Amenities provides customers with an expert credit repair assistant. The team works directly with the three credit bureaus and their customer’s creditors to ensure that customer’s credit reports have accurate, up-to-date information, and does not contain unsubstantiated negative information.

Conclusion is focused on providing customers with the foundation for a stable financial outlook. Not only do they help clients safeguard their credit score, they provide the tools needed to repair and improve customers’ existing credit scores.

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