Credit Report Articles

A credit report is entirely different to a credit score. Although credit scores are calculated using information that can often be found on your credit report, they are a formulaic value and only work 

Tax refund fraud is the biggest form of fraud the Internal Revenue Service deals with, with its own inspector general estimating the agency could lose as much as $21 billion by 2016. For scammers to 

For many people, building a good credit score is a lengthy process all in aid of qualifying for their first mortgage. For those lucky enough to have already met the minimum criteria, maintaining and

If you have requested a credit report, you may feel a bit overwhelmed by the terminology found in this document - it can seem like a foreign language. The problem is made worse by the fact that common

Unfortunately many people don’t begin to truly understand their credit score until they have already accumulated some negative financial reputation. This is a common problem for certain demographics 

One of the best ways to maintain a good credit score is to have frequent access to your credit reports. Analyzing these reports closely and scrutinizing every detail is likely to unearth a mistake

What you don't know about keeping your credit information safe, can hurt you. Credit fraud and identity theft is becoming a major problem in our increasingly electronic world. Whilst the advent of paper

If you've ever asked a "financial expert" whether you should invest in a credit monitoring service, chances are their answer came with an eye-roll and some less than positive comments. What was once

You may be familiar with the importance of having credit cards, loans and a mortgage to improve your credit score, but that's not the only types of credit available

Did you know that you're entitled to a free credit report, each year, from one of the three credit bureaus - Equifax, Experian, TransUnion? Whether this is new information or not, it may be time to