FreeScoreClick Review

In a nutshell

An easy and straightforward tool to stay on top of credit reports and track progress over time.

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Pros vs. Cons 

ProsCons
Receive unlimited 3-bureau alertsDoes not feature analysis of credit reports
Wide range of membership amenitiesCannot freeze credit in emergency

What About Fraud Deterrence?

We were happy to see that FreeScoreClick dedicates itself to protecting its customers from fraud. The company monitors all three major credit bureaus, and all three of its membership subscriptions offer daily monitoring of two major bureaus at the very minimum. FreeScoreClick provides daily updates of credit reports and credit scores, alerting customers within 24 hours if there is a major change in their reports, scores, or if a hard pull of their credit is conducted. This is an excellent way to help customers stay on top of changes made to their credit reports. Additionally, members are entitled to a free credit fraud consultation in case they believe they have become the victims of identity theft. For customers who sign up for the Ultimate Credit Membership, they are eligible to receive unlimited access to all three major bureaus’ reports and the accompanying credit scores.

FreeScoreClick at a Glance

Based out of Utah, FreeScoreClick works tirelessly to help its customers stay on top of their credit and make sounder financial decisions. The company delivers credit reporting and monitoring services to members alongside some useful fraud deterrence tools available for subscribers.

Best for Whom?

With a streamlined and straightforward design along with easy functionality, FreeScoreClick is an excellent service for customers seeking a simple credit monitoring solution. The company’s solution delivers daily report monitoring services for users, removing the stress of constantly being responsible for tracking their own credit. Moreover, FreeScoreClick is an excellent solution for those customers who are constantly on the go, but would appreciate being kept informed about their creditworthiness. With a daily update from all three major bureaus as well as score tracking for visualizing changes in real-time, FreeScoreClick presents an excellent alternative for individuals who need to stay informed, but prefer not to constantly stress about their credit.

Features and Services Offered

Overall, we were pleased with FreeScoreClick’s service offerings. The company provides customers with a variety of tools and value-added benefits that make them an intriguing alternative at an affordable price point. Customers participating in all their membership tiers receive daily monitoring services from both Equifax and TransUnion, including access to their credit scores every day. Customers registering for FreeScoreClick’s Premium and Ultimate subscriptions receive unlimited access to Experian scores and reports, giving them the ability to constantly oversee any changes made to their reports. Moreover, customers receive email alerts if any key changes are made to their credit reports or scores, even when their report is subject to a hard inquiry. Finally, customers have access to the company’s value-added benefits, which include 24/7 roadside assistance, as well as pro-rewards, which include vouchers, free products, purchase coupons, and other outstanding discounts and offers.

Some highlights from our FreeScoreClick review:

• Receive a 3-bureau report for $1

•  Email alerts for key changes to credit reports

•  Daily Equifax and TransUnion report and score monitoring

•  Unlimited access to 3-bureau reports and scores with Ultimate Membership

•  24/7 roadside assistance included in membership

•  Pro-rewards include discounts, coupons, and free products

•  Free consultation with credit fraud specialists

•  Track scores and reports from an efficient online dashboard

Monitoring Utilities

FreeScoreClick customers have several options at their disposal to track their credit and assure that they do not become the victims of fraud. The company provides all three membership tiers with daily monitoring for credit reports, although the Basic membership offers access to TransUnion and Equifax. Customers that sign up for the Ultimate Credit Membership have unlimited access to their 3-bureau reports and scores. On the company’s dashboard, customers can regularly track changes in their scores as well as view the more granular details contained in their reports. For those customers that are regularly on the move, FreeScoreClick emails alerts when noteworthy changes are made to a credit report. This includes notifications of any potentially fraudulent or suspicious activity along with hard credit inquiries that are made either purposefully or maliciously. For those users that fear they have been the victims of fraud, FreeScoreClick arranges for a free credit fraud consultation with one of the company’s identity theft experts.

Membership Amenities: Value-added Features

One of the aspects that sets FreeScoreClick apart from the competition is their value-added services. While many companies offer tools exclusively for credit monitoring, FreeScoreClick understands that customers are seeking more comprehensive solutions. The company customers, regardless of which subscription they have signed up for, all benefit from access to 24/7 roadside assistance. This includes towing, emergency fuel drop-off, customer service, tire changing, and even locksmith services for customers who have been locked out of their cars. Additionally, the company constantly provides users with its Pro-Rewards deals. These feature exclusive gift vouchers at a variety of stores and retailers, free products on occasion, a range of coupons, and more. Customers can claim up to $100 per month for grocery purchases and are also eligible to receive free PC tech support, deals for Wyndham Hotels and amusement parks, movie tickets, and even complimentary subscriptions for magazines.

Another impressive aspect of FreeScoreClick is their welcoming free trial. Customers can try out the service for 7 days, which includes receipt of a 3-in-1 report featuring all three credit bureaus for just $1. The trial includes comprehensive access to all the company’s solutions including their daily monitoring and credit score tracking, as well as email alerts when key changes arise.

For customers looking to learn more about the credit reporting process, FreeScoreClick also hosts a helpful introductory Credit Learning Center that covers some of the most important basics when it comes to navigating credit and credit scores. Customers can visit the page free of charge to learn the essentials.

How Safe is It?

Overall, FreeScoreClick delivers on its strong commitment to customers’ data security. Reviewing the company’s privacy policy reveals that they take industry-standard measures to protect customer information, both during transmission and storage. Moreover, the company is transparent about their data collection practices. While they do collect personally identifiable information, this is always done explicitly, and FreeScoreClick never mines customer data without express consent. Additionally, they do not sell information to third parties without informing customers beforehand while constantly updating their privacy policy to reflect new changes and measures added.

Payment Options

Customers can test FreeScoreClick’s service for seven days at no cost, something that sets them apart from competitors. They can also access their 3-bureau reports for just $1. Users who are happy with their trial and wish to sign up for membership can choose from three membership tiers:

•  Basic Credit Membership costs $6.95 per month and offers daily monitoring for Equifax and TransUnion credit reports and scores, as well as access to Experian reports and scores for $6.95 per view.

•  Premium Credit Membership offers unlimited access to Experian reports and scores, as well as daily TransUnion and Equifax credit report and score monitoring all for $16.95 per month.

•  Ultimate Credit Membership available for $29.95 per month gives subscribers unlimited access to all three bureaus’ reports and scores.

All three membership options include access to 24/7 roadside assistance and the company’s Pro-Rewards package.

Deep Dive into Pros and Cons

We found several positive aspects in our FreeScoreClick review, though there are areas where the company could improve its offerings. The company could add to its fraud deterrence offerings by including more proactive tools designed to protect customers’ identities. Additionally, their education center could benefit from the addition of more in-depth guides and tutorials on the credit process as well as personal finances. Finally, we would have liked to see more assistance for customers who have become the victims of fraud.

We did discover several notable highlights during our research. For one, the company offers excellent 3-bureau reports and monitoring, something many competitors do not match. Moreover, their value-added services make membership an appealing alternative. We were happy to see that they provide potential users with a 7-day trial which presents a great way to determine if their service is truly a fit. Finally, we were impressed at the company’s credit fraud specialists, who are knowledgeable and always available for customers.

Help & Support

Customers who need to reach FreeScoreClick can contact the company via telephone or through post. The company offers a toll-free number that is available every day, though the hours may vary. Customers can reach FreeScoreClick’s support Monday through Friday between 9:00 AM and 9:00 PM, Saturdays between 9:00 AM and 6:00 PM, and Sundays between 1:00 PM and 6:00 PM (all Eastern Standard Time). We found that support representatives were generally efficient and courteous. They could answer our questions effectively and our wait times were minimal. We would have appreciated more channels of communication, but found that the company’s existing support is well-managed.

Final Word

Overall, we found several aspects of FreeScoreClick to be especially positive. The company delives an easy and streamlined solution for credit monitoring, including unlimited access to all three bureaus while keeping customers informed without getting bogged down by all the details. In addition to these efforts, the company’s value-added services make it a more appealing option, as they give customers extra benefits and perks simply for signing up. Regardless of how in-depth customers want to monitor their credit reports and scores, FreeScoreClick has a range of solutions available to help ensure the service users can find the best fit possible.

Physical Address

FreeScoreClick.com

169 W 2710 South Circle #202A

St. George, UT

84790

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