ClickFreeScore Review

In a nutshell: a focused and streamlined credit monitoring solution that lets customers protect their identity and access their credit reports at will.

 

Pros

Cons

Receive daily three bureau report monitoring 

Only receive credit scores from Experian

Email alerts for any suspicious activity

No live chat for support 


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What About Fraud Deterrence?

One of the areas ClickFreeScores emphasizes with their service is thorough fraud prevention thanks to round-the-clock monitoring. The company provides customers with several layers of identity protection and fraud deterrence tools. Subscribers receive daily monitoring for all three major bureaus’ reports, along with email notifications in the event of any suspicious or potentially fraudulent activity. Members are notified within 24 hours of any changes to credit reports and scores, and ClickFreeScore is also available to help should unexpected changes arise. The company offers fraud consultation, and though they do not actively handle the recovery process, their representatives are incredibly helpful. Customers are guided through the process by expert agents who can direct them to the correct authorities for swift resolution. Members who subscribe to the company’s Ultimate Credit Membership are also entitled to unlimited access to their credit reports and scores from all three major bureaus. 

ClickFreeScore at a Glance

Boulder, Colorado-based ClickFreeScore aims to provide customers with an easy and effective way to monitor their credit while protecting their identity. The company offers several credit reporting and scanning solutions, in addition to several value-added benefits for subscribers. 

Best for Whom?

Their back-to-basics approach to credit monitoring makes ClickFreeScore an ideal solution for several audiences. The company’s services are geared towards customers who are looking for a hands-off credit reporting tool. Consumers who are seeking a way to keep track of their scores and reports can benefit from the company’s 3-bureau monitoring and unlimited access. For customers simply looking for a barometer of their credit health, the company also offers a basic membership that grants access to Experian credit scores and reports daily. Those seeking a service that delivers additional benefits can take advantage of the company’s many bonus offerings and membership rewards. Overall, ClickFreeScore is an excellent solution for customers searching for a no-hassle credit reporting tool. 

Features and Services Offered

Customers can take advantage of ClickFreeScore’s many membership benefits. The company’s three subscription tiers extend outstanding value for their price, providing both monitoring and added benefits. The company handles daily monitoring for all three major credit bureaus alongside email notifications of any changes. If their system detects suspicious activity, subscribers are notified within 24 hours to act before the problem becomes serious. Additionally, Ultimate Credit Membership subscribers have unlimited access to all three reports, along with their credit scores. Lower tiers present daily monitoring services along with unlimited access to Experian scores and reports. Those looking for extra benefits can take advantage of the company’s around-the-clock roadside assistance service, along with their pro rewards. These include access to discounts and special offers for grocery shopping, travel, magazine subscriptions, PC support, and other offers. Furthermore, members can improve their knowledge of credit and personal finance topics at ClickFreeScore’s educational center, which includes a wide range of useful information.

Highlights from ClickFreeScore:

  • Receive daily monitoring for all three bureaus
  • Pay $1.00 for a credit report and 7-day trial
  • Automatic email notifications for any changes in reports
  • Around-the-clock roadside assistance for members
  • Gain access to a variety of vouchers, discounts and special offers
  • Easy-to-use online dashboard for tracking credit scores
  • Consult with specialists in the event of fraud
  • Learn about credit at the company’s educational center​

Monitoring Utilities

Credit monitoring is the core focus of ClickFreeScore’s solutions. The company provides all customers with daily monitoring for their TransUnion and Equifax credit reports while Premium and Ultimate Credit members also have unlimited access to their Experian reports and scores. Ultimate Members can view their 3-bureau credit reports and scores at any time. To help give a better view of overall credit health, ClickFreeScore’s online dashboard lets customers visualize their credit scores while enabling effortless tracking that accounts for any changes and recent activity contained with their reports. In addition, members can examine detailed breakdowns of their reports. Customers are always kept informed of any updates thanks to the company’s system which automatically notifies them of any changes made to their credit reports via email. These notices include any suspicious changes, along with any hard credit inquiries that are made. Customers who become victims of fraud can contact the company and talk to a fraud consultant dedicated to advising on the best way to proceed and effectively recover compromised identities. 

Credit Monitoring Plus: Pro-Rewards and Benefits

If added value is an important aspect in the decision-making process, ClickFreeScore is an excellent alternative. The company sweetens the deal on all its membership tiers by offering a variety of services that go above and beyond its credit monitoring and reporting services.

Customers can rest easy when driving thanks to 24/7 roadside assistance, which is included for all subscribers. The service includes towing, fuel drop-offs in emergencies, as well as tire changes and even lock-smiths in case customers are locked out of their vehicles. Subscribers also gain access to the company’s insightful credit education center, which features outstanding information about credit, scores, and reports that is easy to digest.

Apart from roadside assistance and education, ClickFreeScore subscribers can take advantage of the company’s pro rewards. These include vouchers and coupons for a wide range of stores and retailers, including monthly grocery shopping as well as other products. Besides these benefits, pro rewards offer discounts on travel bookings and accommodations, letting customers take time off without worrying about prices. Subscribers also receive complementary PC support as well as subscription discounts on several magazines, newspapers, and even reduced rates for long-distance calling.

Customers who are unsure about the service can easily try it out for $1.00 with a friendly 7-day trial that grants them access to the company’s full array of credit reporting and monitoring services, including a free 3-bureau report. 

How Safe is It?

Members do not have to concern themselves with ClickFreeScore’s overall security. The company understands that it handles incredibly sensitive data and goes to great lengths to protect customer information. To this end, ClickFreeScore employs industry-standard measures that include physical and electronic protections on all its data centers and servers, to go along with 128-bit encryption for all data transmissions. Additionally, they are transparent with customers about the information they collect, as well as how they use it. The company does not share customers’ data without their explicit consent, and will not mine information that is not related directly to the services they deliver. 

Payment Options

New members can try out ClickFreeScore for 7 days at a low price of $1.00 before selecting a long-term subscription plan. The company offers customers three tiers to choose from, each with its own advantages.

  • The Basic Credit Membership grants access to Experian credit reports and scores for $6.95 which includes daily 3-bureau monitoring along with alerts, consultation, and access to pro rewards for $9.95 per month.
  • The Premium Credit Membership involves unlimited access to Experian credit reports and scores to go with the Basic Credit Membership benefits for $16.95 per month.
  • Ultimate Credit Membership subscribers gain unlimited access to their 3-bureau credit reports and scores alongside daily monitoring and pro rewards for $29.95 per month.

Deep Dive into Pros and Cons

During our review of ClickFreeScore we found some areas where the company could bolster its services. We would like to see more information added to the company’s education center to give users a more in-depth look at credit and its related topics such as reports and scores. Additionally, more direct attention and assistance for fraud victims, including resolution services and online forms would be useful. Finally, the company could add more proactive monitoring and fraud prevention tools as well as SMS and phone notifications in the event suspicious activity is detected.

Several aspects of the company’s service left us especially impressed. We were appreciative of company’s daily 3-bureau monitoring alongside access to credit reports and scores. ClickFreeScore’s pro rewards service also adds terrific value to all of their membership tiers. The 7-day trial is a great opportunity for customers seeking to review their credit health and fully ClickFreeScore’s solutions. 

Help & Support

Customers can contact ClickFreeScore via telephone or through traditional post. The company’s representatives are available Monday through Friday between 9:00 AM and 9:00 PM, Saturdays between 9:00 AM and 6:00 PM, and Sundays from 1:00 PM to 6:00 PM Eastern Standard Time. In our experience, support representatives were able to answer our questions and resolve most of our issues with a minimal amount of waiting time. More communication channels available for customers would be beneficial for subscribers needing to reach the company in emergency cases. 

Final Word

Customers looking for added value together with their credit monitoring service can take full advantage of ClickFreeScore’s excellent offerings. The company provides outstanding monitoring and credit reporting tools that are easy to use and effective for identity protection. Additionally, their pro rewards help to enhance a monthly membership that includes daily monitoring, 3-bureau reports, and access to highly trained fraud experts who can assist customers with the challenging process of recovery. Alongside their educational center, the company presents customers with an excellent way to stay informed about their credit without having to spend hours glued to a computer. 

Physical Address

ClickFreeScore.com

4845 Pearl East Circle, Suite 101

Boulder, CO

80301

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